100% secure payment

Because you are entitled to maximum security when making payments on Eminza.com, we have put in place the most suitable solutions. Our offer is wide since you can also pay for your purchases with your credit card, via Paypal or by bank transfer. All our transactions are encrypted for ultra-secure payment.

Secure payment by credit card

You can pay for your orders directly on the eminza.com website. In partnership with Adyen, Eminza currently uses the most reliable secure systems available on the internet.

Your information is encrypted for secure processing using the SSL protocol. When you type in the numbers on your credit card, an encryption algorithm immediately transforms this information at the source into a series of incomprehensible letters and numbers. This makes your information impossible to copy.

Please note that during your purchase, Eminza does not have visibility over your bank details at any time: everything is managed directly by our banking partner. In this way, the transaction is truly protected at all stages of information circulation.

The validated order will be effective after approval from the bank payment center. If the center refuses, the order will not be taken into account and you will be notified either directly on the site when your online order is processed, or subsequently by email. You can resume your order to finalize the payment.
You can save your card details on your eminza account to save you time when placing your next order.

Specific case: 3D Secure authentication

3D Secure is a secure protocol designed to improve your security and strengthen your authentication when you make online purchases by credit card. Thus, this system makes it possible to verify that the bank card is actually used by its owner.
Depending on the type of card, this protocol is called “MasterCard SecureCode” or “Verified by Visa”.

The principle is simple: at the time of payment, after entering the usual payment information, you identify yourself as the bank card holder by entering a one-time security code received from your bank, generally by SMS. The security code you receive is for one-time use and has a limited validity period. And it is essential for your order to be recorded and shipped.
Each bank has its own method for sending this 3D Secure code or password but it is generally done by SMS or landline telephone.

Normally this service is carried out automatically by your bank when you subscribe to your bank card. If, however, the telephone number or other information declared to your bank is no longer up to date, you must contact your bank directly to inform it and modify it, in order to then receive, during your purchases, a security code.

Secure payment by Paypal

If you have a Paypal account, you can pay for your order with this payment method. You are then redirected to your Paypal account where you will need to enter your email address and password. You therefore no longer provide your bank details when shopping on the internet. Paypal encrypts and secures your data and acts as an intermediary to complete your transactions. For more information, you can log on to the website www.paypal.com/fr.

You can also pay directly for your shopping cart without having to create an account on Eminza by using the “PayPal Express” payment button. In this case, PayPal will send us all the information necessary to process your order.

Secure payment by bank transfer

You can pay for your order by opting for a bank transfer. After having validated and registered your order on our site, we will send you our bank details (RIB) by e-mail.

You will then be able to pay for your order from home, via your online banking site or through your bank, in complete security. You have a period of 7 days during which the items you have selected will be reserved for you.

And as soon as we have recorded your payment in our bank account (between 1 to 4 days), we will send you your order!

Secure payment in 3x or 4x

Our partner Oney Bank offers you a financing solution called 3x 4x Oney, which allows you to pay for your purchases from €150 to €2000 in 3 or 4 installments with your bank card.

Conditions : This offer is reserved for individuals (individuals of legal age) residing in France and holders of a Visa and MasterCard bank card with a validity date greater than the chosen financing duration. Systematic authorization cards, notably Electron, Maestro, Nickel, etc., as well as e-cards, Indigo and American Express cards are not accepted.

Subscription terms : After completing your order, simply click on the “payment button in 3x 4x Oney by credit card”.
You are then redirected to our partner's 3x 4x Oney web page displaying the detailed summary of your order and the personalized financing request, which you must then validate.
You enter your personal information or, if you have a 3x 4x Oney account, you identify yourself using the connection details linked to your 3x 4x Oney account. You read the general conditions of payment in installments to which you wish to subscribe, which are provided to you in PDF format so that you can read them, print them and save them before accepting them.
You then notify your electronic acceptance using the corresponding check box.
You acknowledge that the “double click” associated with the check box on reading the general conditions constitutes consent to contract and constitutes irrevocable and unreserved acceptance of the general conditions of the product.
Unless proven otherwise, the data recorded by Oney Bank constitutes proof of all transactions between you and Oney Bank.
If you request to benefit from a financing solution offered by Oney Bank, the information relating to your order will be transmitted to Oney Bank, which will use it for the purposes of studying your request for granting, management and payment. credit recovery.
Oney Bank reserves the right to accept or refuse your financing request in 3x 4x Oney. You have a withdrawal period of 14 days to waive your credit.

How it works : Payment in 3 or 4 installments by credit card allows you to pay for the order placed on our merchant site as follows:
- a mandatory deposit, debited on the day of confirmation of shipment of your order.
- two or three monthly payments, each corresponding to a third or a quarter of the order, taken 30 and 60 days later for 3 installments and 30, 60 and 90 days later for 4 installments, which include costs corresponding to 1 .45% of the total amount of the order for a 3 installment and 2.2% for a 4 installment (within the limit of 15€ maximum for payment in 3 installments and 30€ maximum for a 4 installment).

• Payment in 3 installments from 150€ of purchase and up to 2000€
Example: For a purchase of €150, contribution of €52.18 then 2 monthly payments of €50.
Credit for a period of 2 months at a fixed APR of 19.26%. Cost of financing: €2.18 up to a maximum of €15.

• Payment in 4 installments from 150€ of purchase and up to 2000€
Example: For a purchase of €400, contribution of €108.80 then 3 monthly payments of €100.

Oney Bank - SA with capital of €51,286,585 - Head office: 34 avenue de Flandre 59170 CROIX - RCS Lille Métropole 546 380 197 - Orias n°: 07 023 261 - www.orias.fr -
Correspondence: CS 60006 - 59 895 Lille Cedex 9 - www.oney.fr